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By: Sofia Mistry |
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| The Indian consumer has never had it this good when it comes to credit card options to choose from. There are a host of features like low interest credit cards, cash back credit cards, rewards and airline credit cards just to name a few. All these offers sound exciting but we often get confused as to which credit is right for me? |
| Well, there is no single formula that you can apply to this situation, every individual’s financial needs are unique and one card does not fit all. This is exactly why credit card companies offer so many choices. Let’s say you are a business person and you travel a lot. You may want to consider one of those co-branded airline credit cards that offer you travel discounts on airline |
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tickets, hotel discounts and also free air tickets. Every time you spend using your credit card you collect miles instead of points. These points could get you well on your way to a free flight or even discounts at golf clubs. |
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With banks offering free for life credit cards or no annual fee credit cards there is no reason why you can’t own multiple credit cards. However, as mentioned earlier, there is no single formula to decide on the best credit card for you. If your concern is the interest rates, then you have a range of low interest credit cards that you could opt for. Either way you need to ask yourself these questions: Why do I need this credit card? What am I going to use it for? Am I going to be able to pay these bills on time? |
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Multiple credit cards means multiple bills to pay at the end of the month, the key is to have the minimum possible number of cards and derive the maximum benefit out of it. These days’ credit card companies have exclusive credit cards for students, woman, business travelers, and shoppers. It is out of this need that we decided to build www.india-creditcards.com and provide you the option of comparing all credit cards online in one place. |
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Some of the popular cards: |
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- Airline miles credit cards
- Cash back credit cards
- Low interest rate credit cards
- Life time free credit cards
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If you have been using your credit card for a while now, it may still be a good idea to look out for new offers. Especially when you have a good credit record, banks are more than happy to welcome you with their best deals. Whatever you do, read the fine print before you accept any credit card, banks offer a lot of features that sound exciting but they come with strings attached and yes I mean fees. |
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