Comments on: Identity Theft: Is India ready? http://www.india-creditcards.com/blog/2008/05/identity-theft-is-india-ready/ Latest Credit Card Offers and News about Credit Cards from India Wed, 08 Feb 2012 17:57:30 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: sofia http://www.india-creditcards.com/blog/2008/05/identity-theft-is-india-ready/comment-page-1/#comment-1347 sofia Mon, 04 Jul 2011 07:54:08 +0000 http://www.india-creditcards.com/blog/2008/05/01/identity-theft-is-india-ready/#comment-1347 You may have received a credit card from the bank without ever applying for it (banks used to do this earlier). This credit card may have reached your old residence after you vacated. There may also have been a charge to it (annual fee) which since you have not paid is now accumulating interest rate. I would recommend that you call the bank (customer support number) and talk to them directly and make sure no such credit card exists. They can trace your account with your name and date of birth. You may have received a credit card from the bank without ever applying for it (banks used to do this earlier). This credit card may have reached your old residence after you vacated. There may also have been a charge to it (annual fee) which since you have not paid is now accumulating interest rate.

I would recommend that you call the bank (customer support number) and talk to them directly and make sure no such credit card exists. They can trace your account with your name and date of birth.

]]> By: Solomon http://www.india-creditcards.com/blog/2008/05/identity-theft-is-india-ready/comment-page-1/#comment-1345 Solomon Sat, 02 Jul 2011 18:17:00 +0000 http://www.india-creditcards.com/blog/2008/05/01/identity-theft-is-india-ready/#comment-1345 yesterday July1 I recived a phone call in my landline stating that there is some outstanding bill which i have with my creditcard. The call is from HSBC Chennai. I don't have a credit card, i have never applied for one and I don't bank with HSbc. So to counter check them i asked them for my date of birth, address, Fathers name, which he gave out right. A year back I was working in Bangalore he gave out my old address correctly and my new address wrongly, I have shifted over to Coimbatore. I have not recived anything in written from the bank. So do I have to take this call seriously. How do I proceed...... yesterday July1 I recived a phone call in my landline stating that there is some outstanding bill which i have with my creditcard. The call is from HSBC Chennai. I don’t have a credit card, i have never applied for one and I don’t bank with HSbc. So to counter check them i asked them for my date of birth, address, Fathers name, which he gave out right. A year back I was working in Bangalore he gave out my old address correctly and my new address wrongly, I have shifted over to Coimbatore. I have not recived anything in written from the bank. So do I have to take this call seriously. How do I proceed……

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