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4 Principles to Follow to Avoid Credit Card Debt During the Holidays
The holiday season has arrived. It is time to celebrate, make merry, and have fun. Travel plans have been made, lists of gifts for family and friends have been drawn up, and arrangements for parties are in full gear. It... (Continue reading)
Barclays Launches Platinum Credit Card in India
Written on 7 Aug, 2009 at 21:18 in Barclays Bank, General, New Credit Cards | viewed 80 views times | 1 Comment
New customers will get a welcome gift from Armani worth Rs.17,995 which includes a wrist watch and a pair of steel cuff links.... (Continue reading)
Make the Most of your Credit Card Points
Consumer reports say that a majority of airline miles accumulated through credit card points are often unused and expire before you make that free trip.... (Continue reading)
Banks deactivating inactive Credit Card customers
When was the last time you used that credit card? If the answer is I don’t know then you could soon receive a deactivation notice from the bank informing you that your card has been blocked.... (Continue reading)
Banks invade savings account to cover credit card debt
Written on 25 Feb, 2009 at 8:19 in General, New Credit Cards, News | viewed 32 views times | 0 Comments
Did you know that When a credit card is issued based on an existing savings account, many banks have a ‘Right to Lien’ clause in their credit card agreements with their customers and that this clause allows the banks to... (Continue reading)
Foreign banks challenge ruling on interest rates for credit cards
A group of foreign banks have challenged a consumer court ruling on credit card interest rates, claiming that they are now free to decide interest rates for credit card users. Earlier a consumer court had restrained banks from charging interest... (Continue reading)
New rules from RBI to help Credit Card users
The RBI has set new rules for credit card issuing banks providing relief to credit card users in India. As per the new guidelines RBI has asked banks not to charge excessive interest rates on personal loans or credit cards.... (Continue reading)
Indian Credit Card Interest Rates Unfair
Credit Card users in India have something to cheer about; the National Consumer Disputes Redressal Commission has ruled that banks charging interest rates in excess of 30% per annum is an unfair trade practice. Most banks in India charge between 35%-40%... (Continue reading)
RBI to launch credit card “IndiaPay” next year
Written on 6 May, 2008 at 20:08 in General, New Credit Cards, News | viewed 27 views times | 1 Comment
Earlier a press release from Indian Bank’s Association had mentioned that they are working on a proposal to launch a payment gateway called “IndiaPay” and now the RBI says it launching a credit card called “IndiaPay”. Are these connected in... (Continue reading)
Mobile Phones as Credit Card?
The RBI today announced that it is working on formulating a plan to develop a mobile payment system. In other words, it means using your mobile as a credit card. The theory behind this thought is that there are 250... (Continue reading)
Hot Topics in General
- Banks deactivating inactive Credit Card customers - 266 views
- Barclays Launches Platinum Credit Card in India - 80 views
- New rules from RBI to help Credit Card users - 47 views
- SBI Credit Cards Posts Rs.186.61 cr loss - 47 views
- Should banks use recovery agents? How do you deal with credit card defaulters? - 42 views
- DCB launches credit card business - 37 views
- Banks invade savings account to cover credit card debt - 32 views
- LIC to launch credit card in September - 27 views
- RBI to launch credit card “IndiaPay” next year - 27 views
- India-CreditCards.com Launched - 23 views
- Banks deactivating inactive Credit Card customers
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