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	<title>Blog - India Credit Cards &#187; General</title>
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	<description>Latest Credit Card Offers and News about Credit Cards from India</description>
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		<title>4 Principles to Follow to Avoid Credit Card Debt During the Holidays</title>
		<link>http://www.india-creditcards.com/blog/2009/11/4-principles-to-follow-to-avoid-credit-card-debt-during-the-holidays/</link>
		<comments>http://www.india-creditcards.com/blog/2009/11/4-principles-to-follow-to-avoid-credit-card-debt-during-the-holidays/#comments</comments>
		<pubDate>Thu, 12 Nov 2009 13:23:41 +0000</pubDate>
		<dc:creator>sofia</dc:creator>
				<category><![CDATA[Articles]]></category>
		<category><![CDATA[General]]></category>
		<category><![CDATA[Apply for Credit Cards]]></category>

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		<description><![CDATA[The holiday season has arrived. It is time to celebrate, make merry, and have fun. Travel plans have been made, lists of gifts for family and friends have been drawn up, and arrangements for parties are in full gear. It is indeed the season to be jolly, but also the season when spending runs wild.
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		<title>Make the Most of your Credit Card Points</title>
		<link>http://www.india-creditcards.com/blog/2009/05/64/</link>
		<comments>http://www.india-creditcards.com/blog/2009/05/64/#comments</comments>
		<pubDate>Sat, 09 May 2009 11:31:25 +0000</pubDate>
		<dc:creator>sofia</dc:creator>
				<category><![CDATA[Articles]]></category>
		<category><![CDATA[General]]></category>
		<category><![CDATA[Credit Card Reward Points]]></category>

		<guid isPermaLink="false">http://www.india-creditcards.com/blog/?p=64</guid>
		<description><![CDATA[Consumer reports say that a majority of airline miles accumulated through credit card points are often unused and expire before you make that free trip.
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		<title>Banks deactivating inactive Credit Card customers</title>
		<link>http://www.india-creditcards.com/blog/2009/04/banks-deactivating-inactive-credit-card-customers/</link>
		<comments>http://www.india-creditcards.com/blog/2009/04/banks-deactivating-inactive-credit-card-customers/#comments</comments>
		<pubDate>Mon, 20 Apr 2009 16:45:08 +0000</pubDate>
		<dc:creator>sofia</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Apply for Credit Cards]]></category>

		<guid isPermaLink="false">http://www.india-creditcards.com/blog/2009/04/20/banks-deactivating-inactive-credit-card-customers/</guid>
		<description><![CDATA[When was the last time you used that credit card? If the answer is I don’t know then you could soon receive a deactivation notice from the bank informing you that your card has been blocked.
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		<slash:comments>0</slash:comments>
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		<title>Banks invade savings account to cover credit card debt</title>
		<link>http://www.india-creditcards.com/blog/2009/02/banks-invade-savings-account-to-cover-credit-card-debt/</link>
		<comments>http://www.india-creditcards.com/blog/2009/02/banks-invade-savings-account-to-cover-credit-card-debt/#comments</comments>
		<pubDate>Wed, 25 Feb 2009 02:49:40 +0000</pubDate>
		<dc:creator>sofia</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[New Credit Cards]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[banks invade savings account]]></category>

		<guid isPermaLink="false">http://www.india-creditcards.com/blog/2009/02/25/banks-invade-savings-account-to-cover-credit-card-debt/</guid>
		<description><![CDATA[Did you know that When a credit card is issued based on an existing savings account, many banks have a &#8216;Right to Lien&#8217; clause in their credit card agreements with their customers and that this clause allows the banks to tap into customer&#8217;s savings account to payoff their outstanding credit card bills? Some banks have [...]
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		<title>Foreign banks challenge ruling on interest rates for credit cards</title>
		<link>http://www.india-creditcards.com/blog/2008/09/foreign-banks-challenge-ruling-on-interest-rates-for-credit-cards/</link>
		<comments>http://www.india-creditcards.com/blog/2008/09/foreign-banks-challenge-ruling-on-interest-rates-for-credit-cards/#comments</comments>
		<pubDate>Wed, 10 Sep 2008 18:20:24 +0000</pubDate>
		<dc:creator>sofia</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Apply for Credit Cards]]></category>

		<guid isPermaLink="false">http://www.india-creditcards.com/blog/2008/09/10/foreign-banks-challenge-ruling-on-interest-rates-for-credit-cards/</guid>
		<description><![CDATA[A group of foreign banks have challenged a consumer court ruling on credit card interest rates, claiming that they are now free to decide interest rates for credit card users. Earlier a consumer court had restrained banks from charging interest rates in excess of per cent per year. The four banks that challenged this order [...]
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		</item>
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		<title>New rules from RBI to help Credit Card users</title>
		<link>http://www.india-creditcards.com/blog/2008/07/new-rules-from-rbi-to-help-credit-card-users/</link>
		<comments>http://www.india-creditcards.com/blog/2008/07/new-rules-from-rbi-to-help-credit-card-users/#comments</comments>
		<pubDate>Thu, 24 Jul 2008 12:41:19 +0000</pubDate>
		<dc:creator>sofia</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[RBI guidelines]]></category>

		<guid isPermaLink="false">http://www.india-creditcards.com/blog/2008/07/24/new-rules-from-rbi-to-help-credit-card-users/</guid>
		<description><![CDATA[The RBI has set new rules for credit card issuing banks providing relief to credit card users in India. As per the new guidelines RBI has asked banks not to charge excessive interest rates on personal loans or credit cards. It had clarified earlier that “the total cost to the borrower, including interest and all [...]
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Indian Credit Card Interest Rates Unfair</title>
		<link>http://www.india-creditcards.com/blog/2008/07/indian-credit-card-interest-rates-unfair/</link>
		<comments>http://www.india-creditcards.com/blog/2008/07/indian-credit-card-interest-rates-unfair/#comments</comments>
		<pubDate>Thu, 10 Jul 2008 15:39:50 +0000</pubDate>
		<dc:creator>sofia</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[credit card interest rates]]></category>

		<guid isPermaLink="false">http://www.india-creditcards.com/blog/2008/07/10/indian-credit-card-interest-rates-unfair/</guid>
		<description><![CDATA[Credit Card users in India have something to cheer about; the National Consumer Disputes Redressal Commission has ruled that banks charging interest rates in excess of 30% per annum is an unfair trade practice. Most banks in India charge between 35%-40% depending on your credit history and the offer you have signed up for. In [...]
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>RBI to launch credit card “IndiaPay” next year</title>
		<link>http://www.india-creditcards.com/blog/2008/05/rbi-to-launch-credit-card-%e2%80%9cindiapay%e2%80%9d-next-year/</link>
		<comments>http://www.india-creditcards.com/blog/2008/05/rbi-to-launch-credit-card-%e2%80%9cindiapay%e2%80%9d-next-year/#comments</comments>
		<pubDate>Tue, 06 May 2008 14:38:10 +0000</pubDate>
		<dc:creator>sofia</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[New Credit Cards]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Indiapay credit card]]></category>
		<category><![CDATA[rbi credit card]]></category>

		<guid isPermaLink="false">http://www.india-creditcards.com/blog/2008/05/06/rbi-to-launch-credit-card-%e2%80%9cindiapay%e2%80%9d-next-year/</guid>
		<description><![CDATA[Earlier a press release from Indian Bank’s Association had mentioned that they are working on a proposal to launch a payment gateway called “IndiaPay” and now the RBI says it launching a credit card called “IndiaPay”. Are these connected in anyway? They probably are. The new credit card to be launched by the end of [...]
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		<slash:comments>2</slash:comments>
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		<title>Mobile Phones as Credit Card?</title>
		<link>http://www.india-creditcards.com/blog/2008/04/mobile-phones-as-credit-card/</link>
		<comments>http://www.india-creditcards.com/blog/2008/04/mobile-phones-as-credit-card/#comments</comments>
		<pubDate>Wed, 30 Apr 2008 14:36:30 +0000</pubDate>
		<dc:creator>sofia</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Apply for Credit Cards]]></category>
		<category><![CDATA[mobile]]></category>

		<guid isPermaLink="false">http://www.india-creditcards.com/blog/2008/04/30/mobile-phones-as-credit-card/</guid>
		<description><![CDATA[ The RBI today announced that it is working on formulating a plan to develop a mobile payment system. In other words, it means using your mobile as a credit card. The theory behind this thought is that there are 250 million mobile phone subscribers in India and growing rapidly, whereas there are only 10 million [...]
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		<title>MasterCard sponsors IPL team Mumbai Indians</title>
		<link>http://www.india-creditcards.com/blog/2008/04/mastercard-sponsor-for-ipl-team-mumbai-indians/</link>
		<comments>http://www.india-creditcards.com/blog/2008/04/mastercard-sponsor-for-ipl-team-mumbai-indians/#comments</comments>
		<pubDate>Wed, 16 Apr 2008 17:02:48 +0000</pubDate>
		<dc:creator>sofia</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[cricket]]></category>
		<category><![CDATA[ipl]]></category>
		<category><![CDATA[MasterCard]]></category>
		<category><![CDATA[mumbai indians]]></category>
		<category><![CDATA[sponsorship]]></category>

		<guid isPermaLink="false">http://www.india-creditcards.com/blog/2008/04/16/mastercard-sponsor-for-ipl-team-mumbai-indians/</guid>
		<description><![CDATA[  Credit Card major MasterCard has joined the IPL band wagon by announcing itself as the founding sponsor of the Reliance Mumbai Indians team. MasterCard is celebrating its 25th year in India. With every major company wanting a piece of the IPL pie, MasterCard surely has its share secured. Mumbai is on MasterCard’s list of top [...]
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