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	<title>Blog - India Credit Cards</title>
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	<link>http://www.india-creditcards.com/blog</link>
	<description>Latest Credit Card Offers and News about Credit Cards from India</description>
	<lastBuildDate>Sat, 09 May 2009 11:28:47 +0000</lastBuildDate>
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		<title>Make the Most of your Credit Card Points</title>
		<link>http://www.india-creditcards.com/blog/2009/05/09/64/</link>
		<comments>http://www.india-creditcards.com/blog/2009/05/09/64/#comments</comments>
		<pubDate>Sat, 09 May 2009 11:01:25 +0000</pubDate>
		<dc:creator>sofia</dc:creator>
				<category><![CDATA[Articles]]></category>
		<category><![CDATA[General]]></category>
		<category><![CDATA[Redeem credit card points]]></category>
		<category><![CDATA[Reward Points]]></category>

		<guid isPermaLink="false">http://www.india-creditcards.com/blog/?p=64</guid>
		<description><![CDATA[Consumer reports say that a majority of airline miles accumulated through credit card points are often unused and expire before you make that free trip.]]></description>
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		<title>Banks deactivating inactive Credit Card customers</title>
		<link>http://www.india-creditcards.com/blog/2009/04/20/banks-deactivating-inactive-credit-card-customers/</link>
		<comments>http://www.india-creditcards.com/blog/2009/04/20/banks-deactivating-inactive-credit-card-customers/#comments</comments>
		<pubDate>Mon, 20 Apr 2009 16:15:08 +0000</pubDate>
		<dc:creator>sofia</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[banks deactivate inactive customers]]></category>
		<category><![CDATA[inactive credit cards]]></category>

		<guid isPermaLink="false">http://www.india-creditcards.com/blog/2009/04/20/banks-deactivating-inactive-credit-card-customers/</guid>
		<description><![CDATA[When was the last time you used that credit card? If the answer is I don’t know then you could soon receive a deactivation notice from the bank informing you that your card has been blocked.]]></description>
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		</item>
		<item>
		<title>Banks chasing away credit card customers?</title>
		<link>http://www.india-creditcards.com/blog/2009/03/16/banks-chasing-away-credit-card-customers/</link>
		<comments>http://www.india-creditcards.com/blog/2009/03/16/banks-chasing-away-credit-card-customers/#comments</comments>
		<pubDate>Mon, 16 Mar 2009 13:22:56 +0000</pubDate>
		<dc:creator>sofia</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[HDFC]]></category>
		<category><![CDATA[HSBC]]></category>
		<category><![CDATA[ICICI]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Banks chasing away credit card customers]]></category>

		<guid isPermaLink="false">http://www.india-creditcards.com/blog/2009/03/16/banks-chasing-away-credit-card-customers/</guid>
		<description><![CDATA[According to RBI data over 22 lakh credit cards have gone out of circulation since April 2008 either due to non renewals or cancellations.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Banks invade savings account to cover credit card debt</title>
		<link>http://www.india-creditcards.com/blog/2009/02/25/banks-invade-savings-account-to-cover-credit-card-debt/</link>
		<comments>http://www.india-creditcards.com/blog/2009/02/25/banks-invade-savings-account-to-cover-credit-card-debt/#comments</comments>
		<pubDate>Wed, 25 Feb 2009 02:49:40 +0000</pubDate>
		<dc:creator>sofia</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[New Credit Cards]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[banks invade savings account]]></category>

		<guid isPermaLink="false">http://www.india-creditcards.com/blog/2009/02/25/banks-invade-savings-account-to-cover-credit-card-debt/</guid>
		<description><![CDATA[Did you know that When a credit card is issued based on an existing savings account, many banks have a &#8216;Right to Lien&#8217; clause in their credit card agreements with their customers and that this clause allows the banks to tap into customer&#8217;s savings account to payoff their outstanding credit card bills? Some banks have [...]]]></description>
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		<title>Citibank India launches its Platinum Select Credit Card</title>
		<link>http://www.india-creditcards.com/blog/2009/02/24/citibank-india-launches-its-platinum-select-credit-card/</link>
		<comments>http://www.india-creditcards.com/blog/2009/02/24/citibank-india-launches-its-platinum-select-credit-card/#comments</comments>
		<pubDate>Tue, 24 Feb 2009 15:49:03 +0000</pubDate>
		<dc:creator>sofia</dc:creator>
				<category><![CDATA[Citibank]]></category>
		<category><![CDATA[New Credit Cards]]></category>
		<category><![CDATA[Citibank launches new credit card]]></category>
		<category><![CDATA[Citibank Platinum Select Credit Card]]></category>

		<guid isPermaLink="false">http://www.india-creditcards.com/blog/2009/02/24/citibank-india-launches-its-platinum-select-credit-card/</guid>
		<description><![CDATA[Citibank India has launched its Platinum Select Credit Card initially in New Delhi and Mumbai.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Foreign banks challenge ruling on interest rates for credit cards</title>
		<link>http://www.india-creditcards.com/blog/2008/09/10/foreign-banks-challenge-ruling-on-interest-rates-for-credit-cards/</link>
		<comments>http://www.india-creditcards.com/blog/2008/09/10/foreign-banks-challenge-ruling-on-interest-rates-for-credit-cards/#comments</comments>
		<pubDate>Wed, 10 Sep 2008 17:50:24 +0000</pubDate>
		<dc:creator>sofia</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[credit card interest rates]]></category>

		<guid isPermaLink="false">http://www.india-creditcards.com/blog/2008/09/10/foreign-banks-challenge-ruling-on-interest-rates-for-credit-cards/</guid>
		<description><![CDATA[A group of foreign banks have challenged a consumer court ruling on credit card interest rates, claiming that they are now free to decide interest rates for credit card users. Earlier a consumer court had restrained banks from charging interest rates in excess of per cent per year. The four banks that challenged this order [...]]]></description>
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		<title>Dena Bank to re-launch credit card with SBI</title>
		<link>http://www.india-creditcards.com/blog/2008/09/02/dena-bank-to-re-launch-credit-card-with-sbi/</link>
		<comments>http://www.india-creditcards.com/blog/2008/09/02/dena-bank-to-re-launch-credit-card-with-sbi/#comments</comments>
		<pubDate>Tue, 02 Sep 2008 12:43:28 +0000</pubDate>
		<dc:creator>sofia</dc:creator>
				<category><![CDATA[Dena Bank]]></category>
		<category><![CDATA[New Credit Cards]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[SBI]]></category>
		<category><![CDATA[Dena Bank Credit Card]]></category>

		<guid isPermaLink="false">http://www.india-creditcards.com/blog/2008/09/02/dena-bank-to-re-launch-credit-card-with-sbi/</guid>
		<description><![CDATA[Dena Bank has decided to enter into a tie-up with SBI to re-launch its credit card service.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New rules from RBI to help Credit Card users</title>
		<link>http://www.india-creditcards.com/blog/2008/07/24/new-rules-from-rbi-to-help-credit-card-users/</link>
		<comments>http://www.india-creditcards.com/blog/2008/07/24/new-rules-from-rbi-to-help-credit-card-users/#comments</comments>
		<pubDate>Thu, 24 Jul 2008 12:41:19 +0000</pubDate>
		<dc:creator>sofia</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[RBI guidelines]]></category>

		<guid isPermaLink="false">http://www.india-creditcards.com/blog/2008/07/24/new-rules-from-rbi-to-help-credit-card-users/</guid>
		<description><![CDATA[The RBI has set new rules for credit card issuing banks providing relief to credit card users in India. As per the new guidelines RBI has asked banks not to charge excessive interest rates on personal loans or credit cards. It had clarified earlier that “the total cost to the borrower, including interest and all [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Indian Credit Card Interest Rates Unfair</title>
		<link>http://www.india-creditcards.com/blog/2008/07/10/indian-credit-card-interest-rates-unfair/</link>
		<comments>http://www.india-creditcards.com/blog/2008/07/10/indian-credit-card-interest-rates-unfair/#comments</comments>
		<pubDate>Thu, 10 Jul 2008 15:39:50 +0000</pubDate>
		<dc:creator>sofia</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[credit card interest rates]]></category>

		<guid isPermaLink="false">http://www.india-creditcards.com/blog/2008/07/10/indian-credit-card-interest-rates-unfair/</guid>
		<description><![CDATA[Credit Card users in India have something to cheer about; the National Consumer Disputes Redressal Commission has ruled that banks charging interest rates in excess of 30% per annum is an unfair trade practice.
Most banks in India charge between 35%-40% depending on your credit history and the offer you have signed up for. In developed [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>ICICI Launches Platinum Identity Credit Card</title>
		<link>http://www.india-creditcards.com/blog/2008/06/25/icici-launches-platinum-identity-credit-card/</link>
		<comments>http://www.india-creditcards.com/blog/2008/06/25/icici-launches-platinum-identity-credit-card/#comments</comments>
		<pubDate>Wed, 25 Jun 2008 16:41:24 +0000</pubDate>
		<dc:creator>sofia</dc:creator>
				<category><![CDATA[ICICI]]></category>
		<category><![CDATA[New Credit Cards]]></category>
		<category><![CDATA[ICICI Platinum Identity Credit Card]]></category>

		<guid isPermaLink="false">http://www.india-creditcards.com/blog/2008/06/25/icici-launches-platinum-identity-credit-card/</guid>
		<description><![CDATA[ICICI Bank has launched its latest premium credit card “Platinum Identity Credit Card” Visa. ]]></description>
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