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Kotak Credit Cards

Kotak Bank has a range of credit cards for every need. Kotak Credit cards offer a variety of features like rewards, airline miles, points and more.


  • 10% Cashback across all restaurants
  • 10% Cashback on movies and plays
  • Zero charge EMI
  • Free for Life
  • Joining Fee
    NIL
    Regular Interest Rate
    3.3%
    Cash Advance Fee
    2.5%
    Issuer
    Visa
  • Bank
    Kotak
    0% Fuel Surcharge
    No
    Special Feature
    Save Rs.5000 or more annually
    Co-Brand

* Conditions apply
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  • Interest Free Cash Withdrawals
  • Zero Charge EMI
  • 0% Balance Transfer
  • Free for Life
  • Joining Fee
    NIL
    Regular Interest Rate
    3.3%
    Cash Advance Fee
    3.3%
    Issuer
    Visa
  • Bank
    Kotak
    0% Fuel Surcharge
    No
    Special Feature
    Save Rs.5000 or more annually
    Co-Brand

* Conditions apply
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  • Get FREE FUEL on every spend, first time in India.
  • 5 Reward Points on every Rs.100 spent.
  • Redeem Reward points against fuel spends
  • 2.5% Fuel Surcharge Waiver across all petrol pumps in India
  • Joining Fee
    Rs.499 (Waived Off)
    Regular Interest Rate
    3.10% pm
    Cash Advance Fee
    2.5%
    Issuer
    Visa
  • Bank
    Kotak
    0% Fuel Surcharge
    Yes
    Special Feature
    Get FREE FUEL on every spend
    Co-Brand
    None

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  • 3x reward points on every Rs.100 spent
  • Every 1000 reward points have a redeemable worth of Rs. 75/-
  • Minimum 1000 points required for redemption
  • Spend Rs. 1, 00,000 in a year and get 4 free PVR tickets or 10,000 reward points
  • Joining Fee
    NIL (spend 15,000 pa)
    Regular Interest Rate
    3.4% pm
    Cash Advance Fee
    Rs.300 per 10,000
    Issuer
    Visa
  • Bank
    Kotak
    0% Fuel Surcharge
    No
    Special Feature
    3x Reward Points
    Co-Brand

* Conditions apply
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[ 72  votes]  Rate it
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