Lifetime free Credit Cards

Lifetime free credit cards come with no joining fee or no annual fee.

  • 5X rewards on Dining, Grocery, Departmental and cross border spends
  • 2 Reward Points on every Rs. 100 Spent
  • Fuel Surcharge waiver of up to Rs. 250 every month
  • Welcome gift worth Rs. 5,000
  • Annual savings - Rs. 33,000
  • Joining Fee
    Rs.4,999
    Regular Interest Rate
    3.35% pm
    Cash Advance Fee
    3.35% pm
    Issuer
    Visa
  • Bank
    SBI (State Bank of India)
    0% Fuel Surcharge
    No
    Special Feature
    Annual savings - Rs. 33,000
    Co-Brand
    None

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  • 10X rewards on Dining, Movies, Departmental stores and Grocery spends
  • 1 Reward Point on every Rs. 100 Spent
  • Welcome Offer worth Rs. 500
  • Annual fee reversal on spends of more than Rs. 75,000 in the previous year
  • Adjust outstanding on the card with Reward Points. 4 Reward Points = Rs. 1
  • Joining Fee
    499
    Regular Interest Rate
    3.35% pm
    Cash Advance Fee
    3.35% pm
    Issuer
    Visa
  • Bank
    SBI (State Bank of India)
    0% Fuel Surcharge
    No
    Special Feature
    10X rewards on Dining, Movies, Departmental stores and Grocery spends
    Co-Brand
    None

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  • The Inner Circle Platinum Credit Card is free for life
  • 5% Cash back at Auchan Stores
  • Rewards redemption at Lifestyle & affiliated stores
  • Discount Vouchers worth total 2500
  • Joining Fee
    NIL
    Regular Interest Rate
    3.1% PM
    Cash Advance Fee
    3% PM
    Issuer
    Visa
  • Bank
    Standard Chartered
    0% Fuel Surcharge
    No
    Special Feature
    Rewards redemption at Lifestyle & affiliated stores
    Co-Brand
    Inner Circle

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  • Earn over 2400 worth of free fuel
  • Zero annual card fee
  • Save over 5% on fuel at IndianOil outlets
  • Joining Fee
    Nil
    Regular Interest Rate
    N.A
    Cash Advance Fee
    N.A
    Issuer
    Visa
  • Bank
    Citibank India
    0% Fuel Surcharge
    Yes (IndianOil Outlets)
    Special Feature
    Earn over 2400 worth of free fuel
    Co-Brand
    IndianOil

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  • You earn 3 GO Miles for every Rs. 100/- you spend on your Card
  • Global CashAxess, 24 Hours a day
  • Lost Card Protection, Zero Liability
  • Reward Points & Airline Miles
  • Joining Fee
    NIL
    Regular Interest Rate
    3.5%pm
    Cash Advance Fee
    2.5%pm
    Issuer
    MasterCard
  • Bank
    RBS BANK
    0% Fuel Surcharge
    No
    Special Feature
    Co-Brand
    RBS

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  • Credit card Instant issuance against your Fixed Deposit
  • Low interest charges of 2.49% per month with up to 48 days of interest-free credit on your purchases
  • Enjoy 1 i-mint point per Rs. 100 spent
  • Fuel surcharge waiver across select HPCL pumps
  • Joining Fee
    NIL
    Regular Interest Rate
    2.49%pm
    Cash Advance Fee
    2.49%pm
    Issuer
    Visa
  • Bank
    ICICI Bank
    0% Fuel Surcharge
    Yes (HPCL)
    Special Feature
    Low Interest Rate
    Co-Brand
    None

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  • Platinum credit card! Instant issuance against your Fixed Deposit
  • Low interest charges of 2.49% per month with up to 48 days of interest-free credit on your purchases
  • Enjoy 3 i-mint point per Rs. 100 spent
  • Fuel surcharge waiver across HPCL outlets
  • Joining Fee
    NIL
    Regular Interest Rate
    2.49%pm
    Cash Advance Fee
    2.49%pm
    Issuer
    Visa
  • Bank
    ICICI Bank
    0% Fuel Surcharge
    Yes (HPCL)
    Special Feature
    Low Interest Rate
    Co-Brand
    None

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  • Working capital financing.
  • 2 JPMiles for every Rs. 100 spent.
  • Double JPMiles for ticket bookings on jetairways.com.
  • Joining Fee
    Free
    Regular Interest Rate
    3.15%
    Cash Advance Fee
    2%
    Issuer
    Visa
  • Bank
    Citibank India
    0% Fuel Surcharge
    Yes (((Indian Oil)))
    Special Feature
    Higher Credit Limit for Business.
    Co-Brand
    Jet Airways

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  • Earn 2 JPMiles for every Rs. 100 spent on your Card.
  • Double JPMiles for ticket bookings on jetairways.com.
  • Get 1000 JPMiles after the first use of the Card each year.
  • Joining Fee
    Free
    Regular Interest Rate
    2.5%
    Cash Advance Fee
    2%
    Issuer
    MasterCard
  • Bank
    Citibank India
    0% Fuel Surcharge
    No
    Special Feature
    Earn Free Flights With Jet Airways
    Co-Brand
    Jet Airways

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  • Save up to 5% every time you fill fuel at IndianOil Outlets*.
  • Earn 4 Turbo Points for every Rs. 150 spent at IndianOil Outlets*.
  • Earn 1 Turbo Point for every Rs. 150 spent elsewhere.
  • Special limited period offer: Get Rs. 200 Cash Back^ on the first spend of Rs. 1000 on your Card during the first month of purchase
  • Joining Fee
    Free
    Regular Interest Rate
    3.15% pm
    Cash Advance Fee
    2%
    Issuer
    MasterCard
  • Bank
    Citibank India
    0% Fuel Surcharge
    Yes ((Indian Oil))
    Special Feature
    0% Fuel Surcharge at Indian Oil Outlets
    Co-Brand
    Indian Oil

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  • Accelerated Rewards at Shoppers Stop and Ease of Redemption Earn up to 4.9%*
  • Up to 7 First Citizen Points per Rs. 100 spent at Shoppers Stop
  • Instant redemption of First Citizen Points against purchases made at Shoppers Stop(1 reward point= Re 0.7 for redemption).
  • Welcome and First Use Benefits: Earn upto Rs 949 (Shoppers Stop vouchers worth Rs 500, Jawed Habib’s vouchers worth Rs 199 and Rs 250 Cashback offer).
  • Offers and Privileges In Store: Exclusive Sales preview, special billing counters and free parking at Shoppers Stop stores.
  • Joining Fee
    Nil
    Regular Interest Rate
    3%
    Cash Advance Fee
    2%
    Issuer
    MasterCard
  • Bank
    Citibank India
    0% Fuel Surcharge
    No
    Special Feature
    Rewards from Shoppers Stop
    Co-Brand
    Shoppers Stop

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  • 10% Cashback across all restaurants
  • 10% Cashback on movies and plays
  • Zero charge EMI
  • Free for Life
  • Joining Fee
    NIL
    Regular Interest Rate
    3.3%
    Cash Advance Fee
    2.5%
    Issuer
    Visa
  • Bank
    Kotak
    0% Fuel Surcharge
    No
    Special Feature
    Save Rs.5000 or more annually
    Co-Brand

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  • Interest Free Cash Withdrawals
  • Zero Charge EMI
  • 0% Balance Transfer
  • Free for Life
  • Joining Fee
    NIL
    Regular Interest Rate
    3.3%
    Cash Advance Fee
    3.3%
    Issuer
    Visa
  • Bank
    Kotak
    0% Fuel Surcharge
    No
    Special Feature
    Save Rs.5000 or more annually
    Co-Brand

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  • 3x reward points on every Rs.100 spent
  • Every 1000 reward points have a redeemable worth of Rs. 75/-
  • Minimum 1000 points required for redemption
  • Spend Rs. 1, 00,000 in a year and get 4 free PVR tickets or 10,000 reward points
  • Joining Fee
    NIL (spend 15,000 pa)
    Regular Interest Rate
    3.4% pm
    Cash Advance Fee
    Rs.300 per 10,000
    Issuer
    Visa
  • Bank
    Kotak
    0% Fuel Surcharge
    No
    Special Feature
    3x Reward Points
    Co-Brand

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