Lifetime free Credit Cards

Lifetime free credit cards come with no joining fee or no annual fee. Compare & Apply for a Lifetime Free (No Annual Fee) Credit Card. In some cases annual fee may be waived off based on your credit card usage.

  • Loyalty points: 1 on purchase of Rupees 100
  • Annual fee is waived on spend of Rupees 50,000 in a year and regular payments
  • Low Interest Rate

  • Joining Fee
    NIL
    Regular Interest Rate
    1.6% p.m
    Cash Advance Fee
    1.6% p.m
    Issuer
    Visa
  • Bank
    Bank of Baroda ( BOBCARD )
    0% Fuel Surcharge
    No
    Special Feature
    Credit limit = 80% of FD amount li>Cash withdrawal Limit: 100% of Credit Limit
    Co-Brand
    None

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  • Canara Gold Card is offered to the most privileged and elite people of the society. Canara card is designed to meet your high-end life style with anything you might need to make your experience a sheer pleasure. No matter where you are across the world, luxury and comfort is always at hand.
  • Complimentary Insurance cover for Accident Death: Baggage insurance: Purchase protection Cover: Lost card Liability:

  • Joining Fee
    NIL
    Regular Interest Rate
    N.A
    Cash Advance Fee
    N.A
    Issuer
    Visa
  • Bank
    Canara Bank
    0% Fuel Surcharge
    No
    Special Feature
    Complimentary Insurance cover
    Co-Brand
    None

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  • Complimentary Insurance cover for Accident Death Baggage insurance Purchase protection Cover Lost card Liability

  • Joining Fee
    NIL
    Regular Interest Rate
    N.A
    Cash Advance Fee
    N.A
    Issuer
    MasterCard
  • Bank
    Canara Bank
    0% Fuel Surcharge
    No
    Special Feature
    Complimentary Insurance cover
    Co-Brand
    None

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  • Complimentary Insurance cover for Accident Death Baggage insurance Purchase protection Cover Lost card Liability

  • Joining Fee
    NIL
    Regular Interest Rate
    N.A
    Cash Advance Fee
    N.A
    Issuer
    Visa
  • Bank
    Canara Bank
    0% Fuel Surcharge
    No
    Special Feature
    Complimentary Insurance cover
    Co-Brand

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  • Earn 2 reward points for every र 100 spent on your purchases.
  • Avail 10 reward points, every time you spend र 100 on purchases from our select partners.
  • Achieve Hole-in-One and walk away with र 15,000 celebration bonus
  • Get easy access to 11 premier golf courses across India
  • Get golf accessories at discounted price
  • Joining Fee
    NIL
    Regular Interest Rate
    3.4% pm
    Cash Advance Fee
    2.5% pm
    Issuer
    MasterCard
  • Bank
    RBL Bank
    0% Fuel Surcharge
    No
    Special Feature
    RBL Bank IGU NHS Golf World Card opens up the doors of golfing privileges for you!
    Co-Brand
    Indian Golf Union

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  • 5X rewards on Dining, Grocery, Departmental and cross border spends
  • 2 Reward Points on every Rs. 100 Spent
  • Fuel Surcharge waiver of up to Rs. 250 every month
  • Welcome gift worth Rs. 5,000
  • Annual savings - Rs. 33,000
  • Joining Fee
    Rs.4,999
    Regular Interest Rate
    3.35% pm
    Cash Advance Fee
    3.35% pm
    Issuer
    Visa
  • Bank
    SBI (State Bank of India)
    0% Fuel Surcharge
    No
    Special Feature
    Annual savings - Rs. 33,000
    Co-Brand
    None

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  • 10X rewards on Dining, Movies, Departmental stores and Grocery spends
  • 1 Reward Point on every Rs. 100 Spent
  • Welcome Offer worth Rs. 500
  • Annual fee reversal on spends of more than Rs. 75,000 in the previous year
  • Adjust outstanding on the card with Reward Points. 4 Reward Points = Rs. 1
  • Joining Fee
    499
    Regular Interest Rate
    3.35% pm
    Cash Advance Fee
    3.35% pm
    Issuer
    Visa
  • Bank
    SBI (State Bank of India)
    0% Fuel Surcharge
    No
    Special Feature
    10X rewards on Dining, Movies, Departmental stores and Grocery spends
    Co-Brand
    None

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  • The Inner Circle Platinum Credit Card is free for life
  • 5% Cash back at Auchan Stores
  • Rewards redemption at Lifestyle & affiliated stores
  • Discount Vouchers worth total 2500
  • Joining Fee
    NIL
    Regular Interest Rate
    3.1% PM
    Cash Advance Fee
    3% PM
    Issuer
    Visa
  • Bank
    Standard Chartered
    0% Fuel Surcharge
    No
    Special Feature
    Rewards redemption at Lifestyle & affiliated stores
    Co-Brand
    Inner Circle

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  • 4 Turbo Points on Rs.150 of fuel purchases at authorized IndianOil Retail Outlets across the country.
  • 2 Turbo Points on Rs.150 at grocery and supermarkets.
  • 1 Turbo Point on Rs.150 spent elsewhere like Shopping, Dining and more.
  • Joining Fee
    Nil
    Regular Interest Rate
    N.A
    Cash Advance Fee
    N.A
    Issuer
    Visa
  • Bank
    Citibank India
    0% Fuel Surcharge
    Yes ((IndianOil Outlets))
    Special Feature
    Save on your fuel bills at IndianOil Outlets
    Co-Brand
    IndianOil

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  • Get 10% cashback* (upto Rs.3000) on spends in the first 90 days of card issuance.
  • 3 Times Rewards (3X) on all spends at dining, hotels and telecom
  • Fuel Surcharge Waiver
  • 2 Reward points for every Rs. 150 spent
  • Air Miles conversion
  • Joining Fee
    Nil
    Regular Interest Rate
    3.10%pm
    Cash Advance Fee
    2.5%pm
    Issuer
    Visa
  • Bank
    HSBC India
    0% Fuel Surcharge
    Yes ((Fuel Surcharge waiver at any fuel pump across India for tr
    Special Feature
    Earn Reward Points everytime you use your Credit Card
    Co-Brand

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  • You earn 3 GO Miles for every Rs. 100/- you spend on your Card
  • Global CashAxess, 24 Hours a day
  • Lost Card Protection, Zero Liability
  • Reward Points & Airline Miles
  • Joining Fee
    NIL
    Regular Interest Rate
    3.5%pm
    Cash Advance Fee
    2.5%pm
    Issuer
    MasterCard
  • Bank
    RBS BANK
    0% Fuel Surcharge
    No
    Special Feature
    Co-Brand
    RBS

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  • Credit card Instant issuance against your Fixed Deposit
  • Low interest charges of 2.49% per month with up to 48 days of interest-free credit on your purchases
  • Enjoy 1 i-mint point per Rs. 100 spent
  • Fuel surcharge waiver across select HPCL pumps
  • Joining Fee
    NIL
    Regular Interest Rate
    2.49%pm
    Cash Advance Fee
    2.49%pm
    Issuer
    Visa
  • Bank
    ICICI Bank
    0% Fuel Surcharge
    Yes (HPCL)
    Special Feature
    Low Interest Rate
    Co-Brand
    None

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  • Platinum credit card! Instant issuance against your Fixed Deposit
  • Low interest charges of 2.49% per month with up to 48 days of interest-free credit on your purchases
  • Enjoy 3 i-mint point per Rs. 100 spent
  • Fuel surcharge waiver across HPCL outlets
  • Joining Fee
    NIL
    Regular Interest Rate
    2.49%pm
    Cash Advance Fee
    2.49%pm
    Issuer
    Visa
  • Bank
    ICICI Bank
    0% Fuel Surcharge
    Yes (HPCL)
    Special Feature
    Low Interest Rate
    Co-Brand
    None

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  • Get 10X Reward Points on your purchases at apparel and department stores
  • Redeem your Reward Points instantly when you shop at over 700 outlets and e-shopping sites.
  • Redeem your Reward Points instantly when you shop at over 700 outlets and e-shopping sites.
  • Joining Fee
    Nil
    Regular Interest Rate
    3.25% per month
    Cash Advance Fee
    3.25% per month
    Issuer
    Visa
  • Bank
    Citibank India
    0% Fuel Surcharge
    No
    Special Feature
    Earn Reward Points on all spends.
    Co-Brand
    No

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  • 3x reward points on every Rs.100 spent
  • Spend Rs. 1 lac in a year and get 4 complimentary PVR tickets.
  • Redeem reward points against host of benefits like Cash, Airline tickets, Air miles, Movie Tickets, Mobile Recharge, Branded Merchandise & more.
  • Joining Fee
    NIL
    Regular Interest Rate
    3.4% pm
    Cash Advance Fee
    Rs.300 per 10,000
    Issuer
    Visa
  • Bank
    Kotak
    0% Fuel Surcharge
    No
    Special Feature
    3x Reward Points
    Co-Brand

* Conditions apply
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